AI exposure: Appraisers of Personal and Business Property
Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.
Reading this score
computed49.7% of this occupation's weighted task load is exposed, which puts Appraisers of Personal and Business Property at the 88th percentile of 923 occupations. The capability is largely there. Its average task scores 2.9 out of 4 on what a current system can produce, and the frictions that hold other jobs in place are comparatively weak here.
What holds the line here is context. Across this occupation's 14 tasks it averages 1.96 out of 3, the highest of the five friction dimensions. In plain terms, the work depends on knowledge the model cannot hold. Much of this job runs on things that were never written down: what this particular organisation does, what happened last week, what the person across the table actually meant. That context is the barrier, and it erodes as systems are given more access.
The most exposed thing this job does is Write descriptions of the property being appraised, at 86.7%. The least is Testify in court as to the value of a piece of tangible property, at 0.0%. A gap of 86.7% between two parts of the same job is the reason this index publishes at task level. An occupation-wide number would have hidden both.
Within business and financial operations occupations, this one is more exposed than most. The median across the 48 roles in the group is 47.1%, and only 17 of them score higher than this. Occupational families are not uniform, and the spread inside them is often wider than the gap between them.
What would move this score. Of 14 tasks, 10 are currently banded exposed, 1 assisted and 3 untouched. For that distribution to shift materially would take cheaper ways to verify output, since the cost of checking is currently doing more to hold this work in place than the cost of producing it. The score is re-computed every quarter against a fresh capability reference, and the change is published rather than quietly applied.
Task by task
14 tasks, O*NET 31.0| Task | Exposed | Assisted | Untouched | Importance | Band |
|---|---|---|---|---|---|
| Write descriptions of the property being appraised. | 86.7% | 13.3% | 0.0% | 4.91 | exposed |
| Document physical characteristics of property such as measurements, quality, and design. | 73.3% | 26.7% | 0.0% | 4.83 | exposed |
| Write and submit appraisal reports for property, such as jewelry, art, antiques, collectibles, and equipment. | 73.3% | 26.7% | 0.0% | 4.70 | exposed |
| Create and maintain a database of completed appraisals. | 73.3% | 26.7% | 0.0% | 4.36 | exposed |
| Verify that property matches legal descriptions or certifications. | 73.3% | 26.7% | 0.0% | 4.05 | exposed |
| Locate and record data on sales of comparable property using specialized software, internet searches, or personal records. | 67.1% | 20.4% | 12.5% | 4.73 | exposed |
| Update appraisals when property has been improved, damaged, or has otherwise changed. | 49.6% | 37.9% | 12.5% | 3.95 | exposed |
| Determine the appropriate type of valuation to make, such as fair market, replacement, or liquidation, based on the needs of the property owner. | 45.0% | 30.0% | 25.0% | 4.91 | exposed |
| Forecast the value of property. | 45.0% | 30.0% | 25.0% | 3.20 | exposed |
| Recommend loan amounts based on the value of property being used as collateral. | 26.7% | 23.3% | 50.0% | 3.70 | exposed |
| Calculate the value of property based on comparisons to recent sales, estimated cost to reproduce, and anticipated property income streams. | 20.0% | 55.0% | 25.0% | 4.82 | assisted |
| Inspect personal or business property. | 16.7% | 8.3% | 75.0% | 4.52 | untouched |
| Take photographs of property. | 15.0% | 10.0% | 75.0% | 4.26 | untouched |
| Testify in court as to the value of a piece of tangible property. | 0.0% | 0.0% | 100.0% | 3.48 | untouched |
Task text and importance ratings sourced from O*NET 31.0. Shares computed. The occupation score is the importance-weighted mean.
Where the score comes from
judgedEvery task is scored through the standardised work activities it maps to. These are this occupation’s averages on the six rubric dimensions. Capability is what AI can do; the other five are what stands in the way.
| Dimension | Mean | Scale |
|---|---|---|
| Capability | 2.86 | 0-4 |
| Embodiment | 0.68 | 0-3 |
| Presence | 0.50 | 0-3 |
| Accountability | 1.14 | 0-3 |
| Context | 1.96 | 0-3 |
| Verification cost | 1.64 | 0-3 |
What this means in practice
Where most of a role's weighted task load is exposed, the work that survives is usually the part of the job nobody wrote into the job description: deciding what should be produced rather than producing it, and being answerable for the result. The tasks lowest on this page are a better guide to where to spend your time than any general advice about the future of work.
Occupations either side of this one
The four closest scores in the same occupational family, then the four closest anywhere in the index.
Read this carefully. Exposure is not displacement. A high score means current AI systems can produce this work, not that anyone will stop paying a person to do it. Adoption depends on economics, regulation and inertia that this index deliberately does not model. How the score is built.